Can I sue a contractor who took money and disappeared?

⚠️ Scams & Consumer Issues Last updated: 10/25/2025

Contractor scams involve situations where contractors accept payments for work they don't complete, perform poorly, or simply disappear with your money. These situations can be legally and financially devastating.

When People Ask This Question

Understanding your options when dealing with fraudulent or disappearing contractors.

Common Examples:

  • Contractor demanded large upfront payment and never started
  • Work was started but abandoned midway
  • Contractor used unlicensed subcontractors or performed work without permits
  • Contractor disappeared after receiving progress payments
  • Final work was defective or violated building codes

What Lawyers Often Look At

In situations like yours, legal professionals typically consider these factors when evaluating potential options:

1

Whether contractor was licensed and insured

2

Written contract terms and payment schedule

3

Amount of work completed vs. amount paid

4

Evidence of fraudulent intent or misrepresentation

5

Whether proper permits were obtained

6

Contractor's business history and reputation

Evidence That Can Help

Having documentation and evidence is often crucial. Consider gathering these types of information:

Written contracts and change orders

Photos before, during, and after work

Cancelled checks and payment records

Building permits and inspection reports

Communications with contractor and subcontractors

Estimates from other contractors to complete the work

Common Misconceptions

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All contractors must be licensed

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Verbal agreements are unenforceable

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Contractors can always keep deposits for cancelled jobs

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Homeowners insurance covers all contractor fraud

What You Can Do Next

Based on general information about similar situations, here are some steps to consider:

1

Document all work performed and payments made

2

Send certified letters demanding completion or refund

3

File complaints with state licensing boards

4

Report to consumer protection agencies and attorney general

5

Consider mechanics liens if contractor abandoned partially completed work

Frequently Asked Questions

Can I file a mechanics lien against my own property?
Typically no, as homeowners are the ones who file mechanics liens against contractors. However, if you've paid for materials not delivered, you may have claims against suppliers.
Should I finish the work myself or hire someone else?
Document the original contractor's work and costs to complete. You may be able to sue for the difference between what you paid and what it cost to fix or complete the work properly.

Get Personalized Guidance

While this scenario provides general information, every situation is unique. Try our educational assessment tool for guidance based on your specific circumstances.

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