DE · Accidents & Injuries

Accidents & Injuries in Delaware

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Delaware Law

Delaware Code Title 10, Section 8119

Delaware imposes a two-year statute of limitations for personal injury claims arising from accidents. An injured person must generally file their lawsuit within two years of the date of injury.

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Procedural Details in Delaware

Delaware applies modified comparative fault with a 51% bar under Delaware Code Title 10, Section 8132. A plaintiff at 51% or more at fault is barred from recovery. Delaware is not a no-fault auto insurance state; it operates under a traditional tort system. PIP coverage is not mandatory. Government claims in Delaware require notice within 10 days for motor vehicle accidents involving state vehicles under 10 Del. C. § 4013. Delaware does not impose statutory caps on compensatory damages for most personal injury claims.

Delaware Agencies & Resources

Delaware Department of Insurance

Regulates insurance companies in Delaware and handles consumer complaints about accident coverage disputes.

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Delaware Division of Motor Vehicles

Manages Delaware accident reports, driver records, and vehicle registration.

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Delaware State Bar Association — Lawyer Referral Service

Provides referrals to Delaware-licensed personal injury attorneys.

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Frequently Asked Questions

What is the deadline to file an accident lawsuit in Delaware?

Delaware Code Title 10, Section 8119 imposes a two-year statute of limitations for personal injury claims. Claims against state agencies may involve special notice requirements under 10 Del. C. § 4013 with very short windows. Consulting an attorney promptly after any accident is advisable.

How does Delaware's comparative fault rule affect my claim?

Under Delaware Code Title 10, Section 8132, Delaware uses modified comparative fault with a 51% bar. If you are 50% or less at fault, you may recover damages reduced proportionally. If you are found 51% or more at fault, you are barred from recovering any compensation.

Is Delaware a no-fault auto insurance state?

No. Delaware operates under a traditional tort (fault-based) auto insurance system. The party responsible for the accident bears liability for compensating injury victims. Delaware does not require mandatory personal injury protection (PIP) coverage.

Are there damage caps in Delaware accident cases?

Delaware does not impose statutory caps on compensatory damages in most personal injury cases. Plaintiffs may seek full economic and non-economic damages. Claims against state government entities may be subject to sovereign immunity limits under the Delaware Tort Claims Act.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026