GA · Accidents & Injuries

Accidents & Injuries in Georgia

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Georgia Law

Georgia Code Section 9-3-33

Georgia imposes a two-year statute of limitations for personal injury actions. An injured party must generally file a civil lawsuit within two years of the date of the accident or injury.

View official statute

Procedural Details in Georgia

Georgia follows modified comparative fault with a 50% bar under Georgia Code Section 51-12-33. A plaintiff who is 50% or more at fault is barred from any recovery. Georgia is a traditional tort (at-fault) auto insurance state. Georgia does not generally cap compensatory damages in personal injury cases, but medical malpractice non-economic damages were capped at $350,000 — a cap the Georgia Supreme Court later struck down as unconstitutional in Atlanta Oculoplastic Surgery v. Nestlehutt (2010). Government claims require a timely ante litem notice within 12 months for most state entities and six months for municipalities under OCGA 36-33-5.

Georgia Agencies & Resources

Georgia Office of Insurance and Safety Fire Commissioner

Regulates insurance companies and handles consumer complaints about auto and accident insurance in Georgia.

Visit

Georgia Department of Driver Services

Manages Georgia driver licenses, accident reports, and motor vehicle records.

Visit

State Bar of Georgia — Lawyer Referral Service

Refers Georgia residents to licensed personal injury attorneys.

Visit

Frequently Asked Questions

What is the deadline for filing an accident lawsuit in Georgia?

Georgia Code Section 9-3-33 provides a two-year statute of limitations for personal injury claims. If your claim is against a municipality, OCGA 36-33-5 requires an ante litem notice within six months of the incident. For claims against state agencies, the notice period is generally 12 months under OCGA 50-21-26. Missing these government notice requirements can bar your claim entirely.

How does Georgia's modified comparative fault work?

Georgia Code Section 51-12-33 uses modified comparative fault with a 50% bar. If you are less than 50% at fault, you can recover damages reduced by your percentage of fault. If you are 50% or more at fault, you are completely barred from recovery. Georgia uses apportionment of fault among all parties, including settling defendants and non-parties.

Are there damage caps in Georgia accident cases?

Georgia does not currently cap compensatory damages in most personal injury cases. A prior cap on medical malpractice non-economic damages was struck down by the Georgia Supreme Court. Government entity claims may be subject to sovereign immunity limits. Punitive damages in Georgia may be available in cases of intentional misconduct or fraud.

Is Georgia a no-fault auto insurance state?

No. Georgia is a traditional tort state. The driver at fault bears responsibility for compensating injured parties through their liability insurance. Georgia does not require mandatory personal injury protection (PIP) coverage, though uninsured/underinsured motorist coverage is important to carry.

Related Accidents & Injuries Scenarios

Have a Specific Situation in Georgia?

Every situation is unique. Try our educational assessment tool for guidance based on your specific circumstances.

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026