ME · Accidents & Injuries

Accidents & Injuries in Maine

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Maine Law

Maine Revised Statutes Title 14, Section 752

Maine imposes a six-year statute of limitations for personal injury claims. An injured party generally must file their lawsuit within six years of the date of the injury, which is among the longest in the United States.

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Procedural Details in Maine

Maine applies modified comparative fault with a 50% bar under Maine Revised Statutes Title 14, Section 156. A plaintiff who is 50% or more at fault is barred from recovery. Maine is a traditional tort (at-fault) auto insurance state. Maine does not impose a general cap on compensatory damages in personal injury cases. Government claims under the Maine Tort Claims Act (14 M.R.S. § 8104-B) require a notice of claim within 180 days. Maine's six-year limitations period is substantially longer than most states, but government notice requirements are much shorter — practitioners must be vigilant about the 180-day window.

Maine Agencies & Resources

Maine Bureau of Insurance

Regulates insurance in Maine and handles consumer complaints about auto and accident insurance coverage.

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Maine Bureau of Motor Vehicles

Manages Maine driver licensing, vehicle registration, and accident report requests.

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Maine State Bar Association — Lawyer Referral

Connects Maine residents with licensed personal injury attorneys.

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Frequently Asked Questions

How long do I have to file a personal injury lawsuit in Maine?

Maine Revised Statutes Title 14, Section 752 provides a six-year statute of limitations for personal injury claims — one of the longest in the US. However, if your claim involves a government entity, the Maine Tort Claims Act (14 M.R.S. § 8104-B) requires a notice of claim within 180 days of the incident. Missing the government notice deadline can bar your claim even though the six-year period has not expired.

How does Maine's modified comparative fault rule affect my claim?

Under Maine Revised Statutes Title 14, Section 156, Maine uses modified comparative fault with a 50% bar. If you are 49% or less at fault, your damages are reduced proportionally. If you are 50% or more at fault, you are completely barred from recovery. Maine apportions fault to all parties including those who have settled.

Is Maine a no-fault auto insurance state?

No. Maine is a traditional tort (fault-based) state. The at-fault driver's liability insurance is responsible for compensating injured parties. Maine does not require mandatory personal injury protection (PIP) coverage, though medical payments coverage (MedPay) is available as an optional add-on.

Are there damage caps in Maine accident cases?

Maine does not impose statutory caps on compensatory damages in most personal injury accident cases. Plaintiffs may seek full economic and non-economic damages. Government claims under the Maine Tort Claims Act may be subject to immunity limitations. Punitive damages are rarely awarded in Maine.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026