MD · Consumer Rights

Consumer Rights in Maryland

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Maryland Law

Maryland Code, Commercial Law Article Section 14-1501 et seq. (Maryland Motor Vehicle Warranty Enforcement Act)

Maryland's lemon law requires manufacturers to replace or refund new vehicles that cannot be repaired within a reasonable number of attempts during the warranty period. Maryland's Consumer Protection Act provides additional broad protections against deceptive business practices.

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Procedural Details in Maryland

Maryland's lemon law (Md. Code, Com. Law Art. Section 14-1501 et seq.) covers new motor vehicles and applies when the same defect cannot be repaired after four repair attempts, or the vehicle is out of service for 30 or more cumulative days — within 15 months or 15,000 miles of original delivery. Maryland requires the manufacturer's informal dispute settlement procedure to be exhausted before filing a lawsuit, if one is available. Maryland's Consumer Protection Act (CPA, Title 13 of the Commercial Law Article) is enforced by the Maryland AG and provides private rights of action with actual damages and attorney fees. Courts may award statutory damages of $1,000 per violation for intentional violations. Insurance bad faith is actionable under Md. Ins. Code Section 27-1001 et seq. (Maryland Insurance Article), which prohibits unfair claim settlement practices. The statute of limitations for CPA claims is three years. The Maryland Insurance Administration handles insurer complaints.

Maryland Agencies & Resources

Maryland Attorney General — Consumer Protection Division

Enforces the Maryland Consumer Protection Act and investigates deceptive trade practice complaints.

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Maryland Insurance Administration

Regulates insurers and processes consumer complaints about bad faith claim handling in Maryland.

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Maryland State Bar Association — Lawyer Referral

Connects Maryland consumers with licensed attorneys for lemon law and consumer protection matters.

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Frequently Asked Questions

What is the coverage period for Maryland's lemon law?

Maryland's lemon law covers the first 15 months or 15,000 miles from original delivery — whichever comes first. After four repair attempts for the same defect or 30 cumulative days out of service during this window, you may be entitled to a refund or replacement. Exhaust the manufacturer's dispute process before filing suit.

What are the consumer protection remedies in Maryland?

Maryland's Consumer Protection Act allows actual damages and attorney fees for deceptive trade practices. For intentional violations, statutory damages of $1,000 per violation may be awarded. The three-year statute of limitations applies. The AG Consumer Protection Division can also investigate and seek remedies on your behalf.

Can I file a bad faith insurance claim in Maryland?

Maryland's Insurance Article prohibits unfair claim settlement practices, and the Maryland Insurance Administration can investigate and sanction insurer misconduct. Private bad faith tort claims may also be available in Maryland courts. If your insurer unreasonably denies or delays your claim, consulting an attorney is advisable.

Does Maryland's lemon law cover used vehicles?

Maryland's statutory lemon law applies only to new motor vehicles. However, Maryland has separate used vehicle dealer regulations, and the Consumer Protection Act applies to deceptive conduct in any sale — including used vehicles. Misrepresentation of a vehicle's condition may constitute a CPA violation regardless of whether the car is new or used.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026