NH · Consumer Rights

Consumer Rights in New Hampshire

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key New Hampshire Law

New Hampshire Revised Statutes Annotated Section 357-D:1 et seq. (New Motor Vehicle Arbitration)

New Hampshire's lemon law provides a state-administered arbitration process for resolving disputes about defective new motor vehicles, with manufacturers required to replace or repurchase qualifying vehicles that cannot be repaired within a reasonable number of attempts.

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Procedural Details in New Hampshire

New Hampshire's lemon law (RSA 357-D) covers new motor vehicles and applies when the same defect persists after three repair attempts, or the vehicle is out of service for 30 or more cumulative days — within the first year or 12,000 miles of original delivery. New Hampshire operates a state-run arbitration program through the Attorney General's office — consumers must participate in this free program before filing a lawsuit. New Hampshire's Consumer Protection Act (RSA 358-A) allows private actions with actual damages and attorney fees; courts may award up to $1,000 additional damages per consumer protection violation plus up to $10,000 per willful violation. Insurance bad faith is addressed under RSA 417 (Unfair Insurance Practices). The statute of limitations for consumer protection claims is three years. The New Hampshire Insurance Department handles insurer complaints.

New Hampshire Agencies & Resources

New Hampshire Attorney General — Consumer Protection Bureau

Administers the NH lemon law arbitration program and enforces the Consumer Protection Act.

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New Hampshire Insurance Department

Regulates insurers and handles consumer complaints about bad faith claim handling in New Hampshire.

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New Hampshire Bar Association — Lawyer Referral Service

Connects NH consumers with licensed attorneys for lemon law and consumer protection matters.

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Frequently Asked Questions

How does New Hampshire's state arbitration program work?

New Hampshire operates a free state-run lemon law arbitration program administered by the AG's office. Before you can sue a manufacturer, you must go through this program. The arbitration is designed to be consumer-friendly and is free of charge. If the arbitration award is in your favor and the manufacturer does not comply, you can then pursue enforcement in court.

What triggers New Hampshire's lemon law?

Three repair attempts for the same defect, or 30 cumulative days out of service, within the first year or 12,000 miles of original delivery may trigger New Hampshire's lemon law. Keep written documentation of every repair visit including drop-off dates, pick-up dates, and the reported problem.

What damages are available under New Hampshire's Consumer Protection Act?

New Hampshire's CPA allows actual damages plus up to $1,000 additional per violation and up to $10,000 for willful violations. Attorney fees are also available. The three-year statute of limitations means you should act promptly after discovering any consumer fraud.

How does New Hampshire handle insurance bad faith?

New Hampshire's RSA 417 establishes standards for fair insurance practices and is enforced by the NH Insurance Department. Common law bad faith claims may also be available in court. If your insurer unreasonably denies or delays a valid claim, filing a complaint with the Insurance Department can be an effective first step.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026