ND · Accidents & Injuries

Accidents & Injuries in North Dakota

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key North Dakota Law

North Dakota Century Code Section 28-01-18

North Dakota imposes a six-year statute of limitations for most injury claims, though specific accident-related personal injury claims may fall under a more specific provision. An injured party should consult an attorney to confirm the applicable limitations period.

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Procedural Details in North Dakota

North Dakota follows modified comparative fault with a 50% bar under North Dakota Century Code Section 32-03.2-02. A plaintiff who is 50% or more at fault is barred from recovery. North Dakota is a no-fault auto insurance state under NDCC 26.1-41-01, requiring personal injury protection (PIP) coverage. PIP covers medical expenses and lost wages after an accident regardless of fault. To sue the at-fault driver for pain and suffering beyond PIP, injuries must meet the serious injury threshold or exceed PIP coverage amounts. Government claims under the North Dakota Tort Claims Act (NDCC 32-12.2-04) generally require a two-year filing period. North Dakota also follows pure comparative fault for certain tort actions, and the applicable rule may depend on the nature of the claim.

North Dakota Agencies & Resources

North Dakota Insurance Department

Regulates insurance companies in North Dakota and handles consumer complaints about auto accident coverage.

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North Dakota Department of Transportation — Motor Vehicle

Manages North Dakota driver licensing, vehicle registration, and accident report records.

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State Bar Association of North Dakota — Lawyer Referral

Provides referrals to North Dakota-licensed personal injury attorneys.

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Frequently Asked Questions

How long do I have to file an accident lawsuit in North Dakota?

North Dakota Century Code Section 28-01-18 provides a general six-year limitations period, though specific personal injury claims may be subject to different periods depending on the theory of liability. The North Dakota Tort Claims Act (NDCC 32-12.2-04) provides a two-year period for claims against the state. Consulting a North Dakota attorney promptly is advisable to confirm your specific deadline.

Is North Dakota a no-fault auto insurance state?

Yes. North Dakota requires personal injury protection (PIP/no-fault) coverage under NDCC 26.1-41-01. After an accident, your PIP covers your medical expenses and lost wages regardless of fault. To sue the at-fault driver for pain and suffering beyond PIP, your injuries must generally meet the serious injury threshold under North Dakota's no-fault law.

How does North Dakota's modified comparative fault work?

Under North Dakota Century Code Section 32-03.2-02, if you are 49% or less at fault, you can recover damages reduced proportionally. If you are 50% or more at fault, you may be completely barred from recovery. This 50% bar is more restrictive than the 51% bar used in some other states.

Are there damage caps in North Dakota accident cases?

North Dakota does not impose a general cap on compensatory damages in most personal injury accident cases. Government entity claims under the North Dakota Tort Claims Act may be subject to recovery limitations. Punitive damages in North Dakota require clear and convincing evidence of oppression, fraud, or malice.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026