ND · Consumer Rights

Consumer Rights in North Dakota

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key North Dakota Law

North Dakota Century Code Section 51-07-16 et seq. (Motor Vehicle Warranty — Lemon Law)

North Dakota's lemon law covers new motor vehicles and requires manufacturers to replace or repurchase defective vehicles when covered defects cannot be repaired within a reasonable number of attempts during the warranty period.

View official statute

Procedural Details in North Dakota

North Dakota's lemon law (N.D.C.C. Section 51-07-16 et seq.) covers new motor vehicles and applies when the same defect cannot be repaired after three repair attempts, or the vehicle is out of service for 30 or more cumulative days — within one year or 12,000 miles of original delivery. North Dakota requires informal dispute resolution before filing a lemon law lawsuit if the manufacturer has a program. North Dakota's Consumer Fraud Act (N.D.C.C. Section 51-15-01 et seq.) allows the AG to seek civil penalties and provides private rights of action with actual damages and attorney fees. Insurance bad faith is recognized under common law — insurers must not unreasonably deny or delay valid claims. The statute of limitations for consumer fraud claims is six years under N.D.C.C. Section 28-01-16. The North Dakota Insurance Department handles insurer complaints.

North Dakota Agencies & Resources

North Dakota Attorney General — Consumer Protection Division

Enforces North Dakota's Consumer Fraud Act and investigates deceptive business practices in North Dakota.

Visit

North Dakota Insurance Department

Regulates insurers and handles consumer complaints about bad faith claim handling in North Dakota.

Visit

State Bar Association of North Dakota — Lawyer Referral

Connects ND consumers with attorneys for lemon law and consumer protection cases.

Visit

Frequently Asked Questions

What triggers North Dakota's lemon law?

Three repair attempts for the same defect, or 30 cumulative days out of service, within one year or 12,000 miles may trigger North Dakota's lemon law. If the manufacturer has an informal dispute resolution program, you must use it before filing a lawsuit. Keep written repair records with dates.

What is the statute of limitations for consumer fraud claims in North Dakota?

North Dakota's consumer fraud claims have a six-year statute of limitations — among the longest in the country. This provides substantial time to identify and pursue deceptive business practice claims, though acting sooner is always advisable.

Does North Dakota allow private consumer fraud lawsuits?

Yes. North Dakota's Consumer Fraud Act allows private lawsuits for deceptive conduct with actual damages and attorney fees. The AG can also pursue civil penalties and injunctive relief. Consumers have both private and regulatory avenues available.

Does North Dakota recognize insurance bad faith claims?

North Dakota recognizes first-party bad faith claims under common law. An insurer that unreasonably denies or delays payment of a valid claim may face liability for consequential damages. The ND Insurance Department also accepts and investigates consumer complaints against insurers.

Related Consumer Rights Scenarios

Have a Specific Situation in North Dakota?

Every situation is unique. Try our educational assessment tool for guidance based on your specific circumstances.

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026