SC · Consumer Rights

Consumer Rights in South Carolina

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key South Carolina Law

South Carolina Code Section 56-28-10 et seq. (Motor Vehicle Warranties Act) & S.C. Code Section 39-5-10 et seq. (Unfair Trade Practices Act)

South Carolina's lemon law covers new motor vehicles and requires manufacturers to replace or refund defective vehicles when covered defects cannot be repaired within a reasonable number of attempts. South Carolina's Unfair Trade Practices Act (UTPA) provides broad consumer protection with treble damages for willful violations.

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Procedural Details in South Carolina

South Carolina's lemon law (S.C. Code Section 56-28-10 et seq.) covers new motor vehicles and applies when the same defect cannot be repaired after three repair attempts, or the vehicle is out of service for 30 or more cumulative days — within one year or 12,000 miles of original delivery. South Carolina requires informal dispute resolution through the manufacturer's program before filing a lawsuit. South Carolina's UTPA allows the AG to pursue civil penalties and allows private actions with actual damages and attorney fees; courts may award up to three times actual damages for willful violations. Insurance bad faith is recognized under common law in South Carolina. The statute of limitations for UTPA claims is three years. The South Carolina Department of Insurance handles insurer complaints.

South Carolina Agencies & Resources

South Carolina Department of Consumer Affairs

Protects SC consumers from unfair business practices and handles consumer complaints about deceptive conduct.

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South Carolina Department of Insurance

Regulates insurers and processes consumer complaints about bad faith claim handling in South Carolina.

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South Carolina Bar — Lawyer Referral Service

Connects SC consumers with attorneys for lemon law and consumer protection matters.

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Frequently Asked Questions

What triggers South Carolina's lemon law?

Three repair attempts for the same defect, or 30 cumulative days out of service, within one year or 12,000 miles may trigger South Carolina's lemon law. Informal dispute resolution through the manufacturer's program must be exhausted before filing a lawsuit, if available. Keep written repair records with dates.

Are treble damages available under South Carolina's UTPA?

Yes. Courts may award up to three times actual damages for willful violations of South Carolina's Unfair Trade Practices Act, plus attorney fees. This treble damages provision provides meaningful deterrence against intentional consumer fraud in South Carolina.

What is the filing deadline for UTPA claims in South Carolina?

South Carolina's UTPA has a three-year statute of limitations. Lemon law claims must be pursued within the one-year/12,000-mile coverage window. Acting promptly after discovering consumer fraud or vehicle defects is important to preserve all available remedies.

Does South Carolina recognize insurance bad faith claims?

South Carolina recognizes common law bad faith claims against insurers. If an insurer unreasonably denies or delays payment of a valid claim, you may recover consequential damages beyond the original policy benefits. The SC Department of Insurance also investigates consumer complaints against insurers.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026