UT · Accidents & Injuries

Accidents & Injuries in Utah

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Utah Law

Utah Code Section 78B-2-307

Utah imposes a four-year statute of limitations for most personal injury claims arising from accidents. An injured party generally must file their lawsuit within four years of the date of injury.

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Procedural Details in Utah

Utah follows modified comparative fault with a 50% bar under Utah Code Section 78B-5-818. A plaintiff who is 50% or more at fault is barred from recovery. Utah is a no-fault auto insurance state under the Utah No-Fault Act (Utah Code 31A-22-309), requiring $3,000 in personal injury protection (PIP) coverage. PIP covers medical expenses and lost wages regardless of fault. To sue the at-fault driver for pain and suffering beyond PIP, injuries must meet the serious injury threshold — medical expenses exceeding $3,000, a permanently disabling or disfiguring injury, or death. Government claims under the Utah Governmental Immunity Act (Utah Code 63G-7-401) generally must be filed within one year.

Utah Agencies & Resources

Utah Insurance Department

Regulates insurance companies in Utah and handles consumer complaints about auto accident insurance coverage.

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Utah Driver License Division

Manages Utah driver licensing, vehicle records, and accident report access.

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Utah State Bar — Lawyer Referral Service

Provides referrals to Utah-licensed personal injury attorneys.

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Frequently Asked Questions

How long do I have to file an accident lawsuit in Utah?

Utah Code Section 78B-2-307 provides a four-year statute of limitations for most personal injury claims — longer than many states. However, government entity claims under the Utah Governmental Immunity Act (Utah Code 63G-7-401) must be filed within one year. Missing the government notice deadline can bar your claim well before the four-year period expires.

Is Utah a no-fault auto insurance state?

Yes. Utah requires $3,000 in personal injury protection (PIP/no-fault) coverage under the Utah No-Fault Act (Utah Code 31A-22-309). After an accident, your PIP pays your medical expenses and lost wages up to $3,000 regardless of fault. To sue the at-fault driver for pain and suffering, your medical expenses must exceed $3,000, or you must have suffered a serious permanent injury or death.

What is Utah's 50% modified comparative fault rule?

Under Utah Code Section 78B-5-818, if you are 49% or less at fault, you can recover damages reduced proportionally. If you are found 50% or more at fault, you may be completely barred from recovering any compensation from the other party.

Are there damage caps in Utah accident cases?

Utah does not impose a general cap on compensatory damages in most personal injury accident cases. Government entity claims under the Utah Governmental Immunity Act are subject to recovery limits that vary by claim type. Medical malpractice non-economic damages are capped in Utah. Punitive damages require clear and convincing evidence of willful and malicious conduct.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026