VA · Accidents & Injuries

Accidents & Injuries in Virginia

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Virginia Law

Virginia Code Section 8.01-243

Virginia imposes a two-year statute of limitations for personal injury claims arising from accidents. An injured party must generally file their lawsuit within two years of the date of injury.

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Procedural Details in Virginia

Virginia is one of four states (plus DC) that retains the traditional contributory negligence doctrine under Virginia common law. Under this rule, a plaintiff who is even 1% at fault for an accident may be completely barred from recovering any damages from the defendant. This is one of the most restrictive fault rules in the US and makes Virginia accident claims particularly challenging for plaintiffs. Virginia is a traditional tort (fault-based) auto insurance state. Government claims under the Virginia Tort Claims Act (Va. Code § 8.01-195.7) must be filed within one year. Virginia does not impose a general cap on compensatory damages in most personal injury cases, but wrongful death non-economic damages are capped under Va. Code § 8.01-52.

Virginia Agencies & Resources

Virginia Bureau of Insurance

Regulates insurance companies in Virginia and handles consumer complaints about auto and accident insurance.

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Virginia Department of Motor Vehicles

Manages Virginia driver licensing, vehicle registration, and accident report (FR-300) filings.

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Virginia State Bar — Lawyer Referral Service

Provides referrals to Virginia-licensed personal injury attorneys.

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Frequently Asked Questions

How long do I have to file an accident lawsuit in Virginia?

Virginia Code Section 8.01-243 provides a two-year statute of limitations for personal injury claims. Government entity claims under the Virginia Tort Claims Act (Va. Code § 8.01-195.7) must be filed within one year — shorter than the standard limitations period. Missing the government notice deadline may permanently bar your claim.

Does Virginia still use contributory negligence?

Yes. Virginia applies traditional contributory negligence. If a jury finds that you were even 1% at fault for an accident, you may be completely barred from recovering any damages from the other party — regardless of how negligent they were. Virginia courts apply this rule strictly. This makes it critically important to avoid any admissions of fault at the scene of an accident and to consult a Virginia attorney before making any statements to insurance companies.

Is Virginia a no-fault auto insurance state?

No. Virginia is a traditional tort (fault-based) state. Virginia is also notable for allowing drivers to pay an annual uninsured motor vehicle fee in lieu of purchasing liability insurance — though this does not provide coverage and exposes drivers to personal liability. The standard approach is to carry required liability insurance. Virginia does not require mandatory personal injury protection (PIP) coverage.

Are there damage caps in Virginia accident cases?

Virginia does not impose a general cap on compensatory damages in most personal injury accident cases. However, wrongful death non-economic damages have specific limitations under Va. Code § 8.01-52. Government claims under the Virginia Tort Claims Act are subject to a recovery cap of $2 million per claim under Va. Code § 8.01-195.3.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026