Scams & Consumer Issues in Mississippi

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Mississippi Law

Mississippi Code Section 75-24-5 (Mississippi Consumer Protection Act)

Mississippi's Consumer Protection Act prohibits unfair or deceptive trade practices in commerce. The Act focuses primarily on AG enforcement rather than private lawsuits.

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Procedural Details in Mississippi

Mississippi's Consumer Protection Act (MCA Section 75-24-1 et seq.) is notable for limiting private rights of action. Under MCA Section 75-24-15, consumers must first request the AG to bring an action, and only after the AG declines may a private lawsuit proceed. This makes private consumer fraud litigation in Mississippi more procedurally complex than in most states. The AG has broad enforcement authority and may seek injunctions, restitution, and civil penalties up to $10,000 per violation. For individual claims, Mississippi consumers may also rely on common law fraud (which requires proving intent to deceive) and breach of warranty claims. The statute of limitations for fraud in Mississippi is three years under MCA Section 15-1-49. Mississippi does not have comprehensive statewide general contractor licensing, though electrical and plumbing contractors must be licensed through the State Board of Contractors.

Mississippi Agencies & Resources

Mississippi Attorney General — Consumer Protection Division

Primary enforcer of Mississippi's Consumer Protection Act; accepts consumer fraud complaints.

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Mississippi State Board of Contractors

Licenses general contractors for commercial and some residential work; handles contractor complaints.

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Frequently Asked Questions

Can I file a private consumer fraud lawsuit in Mississippi?

Mississippi's Consumer Protection Act requires consumers to first ask the AG to bring an action. If the AG declines or fails to act within a reasonable time, a private lawsuit may proceed. Alternatively, common law fraud claims do not have this prerequisite. Consulting a Mississippi attorney about the best approach is advisable.

What is the statute of limitations for fraud in Mississippi?

Three years from the date you discovered or should have discovered the fraud under MCA Section 15-1-49.

How do I report a consumer scam in Mississippi?

File a complaint with the Mississippi Attorney General's Consumer Protection Division at ago.state.ms.us. The AG is the primary consumer protection enforcement authority and can pursue patterns of deceptive practices.

Does Mississippi require contractor licensing?

Mississippi requires licensing for general contractors performing work over $50,000 and for electrical and plumbing contractors. Verify license status at msboc.us. For smaller residential projects, check local municipal licensing requirements.

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