Scams & Consumer Issues in Montana

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Montana Law

Montana Code Section 30-14-103 (Montana Consumer Protection Act)

Montana's Consumer Protection Act prohibits unfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce in Montana.

View official statute

Procedural Details in Montana

Montana's Consumer Protection Act (MCA Section 30-14-101 et seq.) provides a private right of action under MCA Section 30-14-133. Consumers who suffer actual damages may recover those damages plus attorney fees. For willful violations, courts may award up to three times actual damages. The statute of limitations is two years from discovery under MCA Section 30-14-133(4). The Montana AG enforces the Act and may seek injunctions, civil penalties up to $10,000 per violation, and restitution. Montana requires home improvement contractors to be licensed through the Montana Department of Labor and Industry for projects exceeding $1,000 involving residential or commercial work. Electrical, plumbing, and HVAC contractors have separate licensing requirements. Montana also has specific protections for senior citizens under the Montana Elder Abuse Act (MCA Section 52-3-803), and consumer fraud targeting seniors may result in enhanced civil penalties.

Montana Agencies & Resources

Montana Department of Justice — Consumer Protection Office

Enforces Montana's Consumer Protection Act and accepts consumer fraud complaints.

Visit

Montana Department of Labor and Industry — Contractor Licensing

Licenses contractors in Montana; verify licenses before hiring.

Visit

Frequently Asked Questions

What remedies are available for consumer fraud in Montana?

Actual damages plus attorney fees, and up to three times actual damages for willful violations under MCA Section 30-14-133. The Montana AG may also seek civil penalties up to $10,000 per violation.

What is the statute of limitations for Montana consumer fraud claims?

Two years from the date you discovered or should have discovered the deceptive act under MCA Section 30-14-133(4).

Does Montana require contractor licensing?

Yes. Montana requires contractors to be licensed for residential and commercial work exceeding $1,000. Verify contractor licenses at bsd.dli.mt.gov before hiring.

Are there enhanced protections for seniors in Montana consumer fraud cases?

Yes. The Montana Elder Abuse Act (MCA Section 52-3-803) provides additional protections for elderly consumers targeted by fraud. Consumer fraud targeting seniors may result in enhanced civil penalties and additional remedies.

Have a Specific Situation in Montana?

Every situation is unique. Try our educational assessment tool for guidance based on your specific circumstances.

Start Assessment More Montana Legal Topics