Scams & Consumer Issues in Oregon

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Oregon Law

Oregon Revised Statutes Section 646.608 (Oregon Unlawful Trade Practices Act)

Oregon's Unlawful Trade Practices Act (UTPA) prohibits a wide range of unfair, false, misleading, or deceptive conduct in trade or commerce. It covers over 20 specifically prohibited practices and a broad catch-all provision.

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Procedural Details in Oregon

Oregon's UTPA (ORS Chapter 646) provides a robust private right of action under ORS 646.638. Consumers who suffer an ascertainable loss may recover actual damages or $200 (whichever is greater), plus punitive damages and attorney fees in appropriate cases. Courts may also award equitable relief. The statute of limitations is one year from discovery under ORS 646.638(6) — one of the shorter periods nationally. The Oregon AG enforces the UTPA vigorously and may seek civil penalties, injunctions, and restitution. Oregon requires home improvement contractors performing work valued at more than $500 to be licensed by the Oregon Construction Contractors Board (CCB) under ORS Chapter 701. The CCB licenses contractors and maintains a bond and insurance fund that may compensate consumers harmed by licensed contractors. Oregon also has strong protections against identity theft and financial fraud under ORS Chapter 646A.

Oregon Agencies & Resources

Oregon Department of Justice — Consumer Protection

Enforces the Oregon UTPA and accepts consumer fraud complaints.

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Oregon Construction Contractors Board (CCB)

Licenses contractors and administers a bond fund that may compensate consumers harmed by licensed contractors.

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Frequently Asked Questions

What is the statute of limitations for Oregon consumer fraud?

One year from the date you discovered or should have discovered the unlawful trade practice under ORS 646.638(6). Oregon's one-year period is shorter than most states — act promptly if you suspect fraud.

Does Oregon have a contractor bond fund?

Yes. The Oregon CCB requires licensed contractors to be bonded. If a licensed contractor causes harm, consumers may be able to recover from the contractor's bond. Verify contractor licenses and bond status at oregon.gov/ccb.

What damages are available under Oregon's UTPA?

Actual damages or $200 (whichever is greater), plus punitive damages and attorney fees in appropriate cases. The AG may seek civil penalties and restitution.

Does Oregon require contractor licensing?

Yes. Contractors performing work over $500 in Oregon must be licensed by the CCB under ORS Chapter 701. Always verify a contractor's CCB license at oregon.gov/ccb before hiring.

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