TX · Scams & Consumer Issues

Scams & Consumer Issues in Texas

By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026

Key Texas Law

Texas Business & Commerce Code Section 17.46 (Texas Deceptive Trade Practices-Consumer Protection Act)

Texas's Deceptive Trade Practices-Consumer Protection Act (DTPA) prohibits false, misleading, or deceptive acts or practices in the conduct of any trade or commerce. It includes a "laundry list" of over 30 specific prohibited acts.

View official statute

Procedural Details in Texas

60-Day Pre-Suit Notice Requirement

Texas's DTPA (TBC Section 17.41 et seq.) requires a 60-day pre-suit written notice to the defendant, describing the specific complaint and damages sought, before filing a private lawsuit under Section 17.505. The defendant has 60 days to make a settlement offer. If the offer is reasonable and rejected, the consumer's recovery may be limited. This pre-suit process frequently results in pre-litigation resolution and is a mandatory prerequisite to filing suit.

Damages & Remedies

Consumers may recover economic damages, and for knowing violations, up to three times economic damages (mandatory treble). For intentional violations, consumers may also recover mental anguish damages and up to three times those damages. Attorney fees are mandatory for prevailing plaintiffs. The statute of limitations is two years from discovery under TBC Section 17.565.

Enforcement & Contractor Registration

The Texas AG enforces the DTPA and may seek civil penalties up to $20,000 per violation ($250,000 for violations targeting the elderly). Texas requires residential contractors to register with the Texas Department of Licensing and Regulation (TDLR) for certain work types including electricians, plumbers, and HVAC contractors, though general residential contractors do not require a state license.

Texas Agencies & Resources

Texas Attorney General — Consumer Protection Division

Enforces the Texas DTPA and accepts consumer fraud complaints.

Visit

Texas Department of Licensing and Regulation (TDLR)

Licenses electricians, plumbers, HVAC, and other regulated trades in Texas.

Visit

Frequently Asked Questions

What is the 60-day notice requirement under Texas DTPA?

Before filing a DTPA lawsuit in Texas, consumers must send a written notice to the business describing the alleged violation and the damages sought at least 60 days before filing suit under TBC Section 17.505. The business has 60 days to make a settlement offer. This process often results in pre-litigation resolution.

What damages are available under the Texas DTPA?

Economic damages, and for knowing violations, up to three times economic damages (mandatory). For intentional violations, mental anguish damages are also recoverable, with potential trebling. Attorney fees are mandatory for prevailing consumers.

What is the statute of limitations for Texas DTPA claims?

Two years from the date you discovered or should have discovered the deceptive act under TBC Section 17.565.

Does Texas require contractor licensing?

Texas requires licensing for electricians, plumbers, HVAC contractors, and other specialty trades through TDLR. General residential contractors do not require a state license, but local jurisdictions (like Austin and Houston) may impose registration requirements.

Does the Texas DTPA provide enhanced protections for elderly consumers?

Yes. The Texas DTPA provides enhanced protections when the victim is 65 years of age or older. The Texas AG may seek civil penalties of up to $250,000 per violation (compared to $20,000 for general violations) when the deceptive practice targets elderly consumers. Individual plaintiffs may also argue that targeting an elderly person constitutes a knowing or intentional violation, which triggers the mandatory treble damages provision. Texas Penal Code Section 32.46 also makes exploitation of the elderly or disabled a separate criminal offense with enhanced penalties.

What is the difference between "knowing" and "intentional" violations under the Texas DTPA?

Under the Texas DTPA, the level of intent affects available damages. For basic violations, consumers recover economic damages plus attorney fees. For "knowing" violations (the defendant knew the conduct was deceptive), consumers are entitled to mandatory treble damages — three times economic damages. For "intentional" violations (the defendant acted with specific intent to harm), consumers may also recover mental anguish damages, which can themselves be trebled. The distinction between knowing and intentional is significant because it determines whether non-economic damages like mental anguish are available. Establishing the defendant's state of mind is often the most contested issue in DTPA litigation.

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By CanISueForThis Editorial Team Reviewed by Editorial Team Updated March 21, 2026